Privacy Policy

Last updated: August 2026

KithCircle ("we", "our", or "us") is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information when you participate in our community finance survey.

1. Information We Collect

This survey collects the following types of information:

• Demographic data: Country of residence, age range, gender, and role within your community circle.
• Financial behaviour data: How you currently track money within groups, your satisfaction with current methods, and your views on pricing for a potential service.
• Optional contact information: If you choose to provide your name, email address, or phone number for follow-up communication or participation incentives.
• Technical data: Browser type, device type, and IP address (collected automatically for security and analytics).

All survey responses are anonymous by default. Personally identifiable information is only collected if you explicitly opt in by providing your contact details.

2. How We Use Your Information

• To understand community finance behaviours and needs across different demographics.
• To inform the design and pricing of the KithCircle platform.
• To deliver participation incentives (airtime credit) to respondents who provide their phone number.
• To contact you for optional follow-up research conversations, only if you have expressly consented.
• To protect the survey from spam, abuse, and automated submissions.
• To generate aggregated, anonymized statistics for internal reporting.

3. Data Storage and Retention

Survey responses are stored on a secured server located in Europe. We retain survey response data for as long as necessary to fulfill the research purposes outlined above, typically no longer than 24 months after the survey closes. Contact information provided for incentives is retained only until the incentive has been delivered.

We implement appropriate technical and organizational measures to protect your data against unauthorized access, alteration, disclosure, or destruction.

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share:

• Aggregated, anonymized data (which cannot identify any individual) with partners, investors, or in public reports.
• Service providers who assist us in operating the survey platform (such as hosting providers), bound by confidentiality agreements.
• Legal authorities if required by law, court order, or to protect our rights.

5. Cookies

This survey uses a single session cookie to maintain your survey progress. No third-party tracking cookies, advertising cookies, or analytics cookies are used.

6. Your Rights

Depending on your jurisdiction, you may have the right to:

• Request access to the personal data we hold about you.
• Request correction or deletion of your personal data.
• Withdraw consent for optional data collection at any time.
• Lodge a complaint with your local data protection authority.

To exercise these rights, contact us at the email address below. We will respond within 30 days.

7. Children's Privacy

This survey is not intended for individuals under the age of 18. We do not knowingly collect information from minors. If you believe a minor has provided us with personal data, please contact us immediately.

8. Disclaimer

This survey is conducted for market research purposes only. Participation is voluntary and does not constitute a commercial relationship, contract, or commitment of any kind between you and KithCircle. Any product or service concepts described in this survey are under development and may change significantly or may never be launched.

The information you provide will be used to guide product decisions but does not guarantee access to any future product, feature, or pricing. Incentives are provided as a goodwill gesture and may be modified or discontinued at our discretion.

KithCircle makes no representations or warranties regarding the accuracy or completeness of any information presented in this survey. To the fullest extent permitted by law, KithCircle shall not be liable for any direct, indirect, incidental, or consequential damages arising from your participation in this survey.

9. Changes to This Policy

We may update this privacy policy from time to time. The updated version will be indicated by the "Last updated" date at the top of this page. We encourage you to review this policy periodically.